Banking for Individuals > Home Loans

Expert Advice. Local Service.

From pre-qualification to your final payment – we’re here for you every step of the way.

Meet our Home Loan Team

Apply for a Home Loan

Through our versatile home loan options, we can help you capture the pride of a new home. Our team of experienced home lenders specialize in everything from First Time Home and Construction to VA, FHA and Home Equity Lines of Credit.

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Get Prequalified ›

I’m house hunting and am curious what price range I qualify for.

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Home Loan Application ›

I found my dream home and am ready to apply for a home loan.

Home Loans

It feels good to be home.

Especially after you navigate the winding road of open houses, offers, mortgages and moving. Through our versatile home loan options, we can help you capture the pride of a new home. Let’s find an option that fits you.

  • First Time Home Buyer

    Your first home brings anticipation – and perhaps a few fears. From pre-approval through closing, we’re there with programs designed for you.

  • Conventional, Conforming and Jumbo

    Many buying or refinancing needs are met through conventional, conforming or jumbo loans. The right option depends on your loan needs, your income and credit history, and your down payment. We’ll identify what’s best for your situation.

  • FHA

    If you need a lower down payment, or your credit history has a few flaws, an FHA loan may be right for you.

  • VA

    VA loans are an attractive option if you’ve served (or currently serve) in the U.S. military. Your loan is backed by the Department of Veterans Affairs (VA). Learn More ›

  • Construction

    Building a home brings so many decisions. With our construction loan programs, you can focus on floor plans, cabinets and paint colors – not your financing.

  • Home Equity Loans and Lines of Credit

    Put your home equity to work with a line of credit or loan. Buy a new car, consolidate debt or make home improvements.

  • Vacation Home

    Found the perfect summer lake cabin? Finance it through our vacation home options.

  • Investment Property

    If you’re ready for an investment property venture, we’re your financing partner. Together, we’ll set you up for success.

Choice Home Loans is a division of CFG. Certain restrictions may apply. Subject to credit approval. Institution ID #465995


Home Loan Team

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Celeste Burke

NMLS #1511980

VP, Mortgage Loan Officer

O (701) 258-3300

D (701) 224-7046

C (701) 400-6541

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Vikki Johnson

NMLS #418639

VP, Mortgage Loan Officer

O (701) 356-9684

D (701) 356-9684

C (218) 329-1344

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Colleen Karst

NMLS #486231

SVP, Mortgage Loan Officer

O (651) 289-2222

D (651) 289-2221

C (651) 353-1832

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Deb Kolling

NMLS #1027681

AVP, Mortgage Loan Officer

O (701) 746-6010

D (701) 738-4311

C (701)740-1195

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Amy Linstaedt

NMLS #517032

Mortgage Loan Officer

O (701) 356-9744

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Blair Sandy

NMLS #635025

Director of Residential Mortgage Lending

O (701) 356-9717

C (701) 426-5049